Friday, November 02, 2007

Two Year Plan

To say that Ryan and I are frugal would be an understatement. Yeah, sure, we’ve got a house payment and a car payment like the rest of America, but anything beyond that and we lose sleep at night. It has a lot to do with hating to hand over money, but more to do with the fact that we’re both a tad obsessive about watching our nest egg grow.

When I was in school for my MBA I took an amazing real estate class as an elective. The teacher went to great pains to show just how you can best leverage the investment in your house by buying up every 2 years. Right then and there we put ourselves on the Two Year Plan.

We bought our first house because it was unusual. People, don’t EVER buy a house because it is unusual. (Big curved walls? Really hard to hang stuff on it turns out.) That house was a big learning experience. So when we bought the house we’re in now, we had in mind to buy something nice and vanilla that would hold up as a home for 2 years, then we’d upgrade.

I don’t have to tell you that the housing market just is not on board with our brilliant Two Year Plan. Which, it turns out, is kinda OK with me. Why the change of heart you ask?

Well, we got boo’d this week. That’s right, some little Halloween elf (goblin?) snuck to our doorstep, rang the bell, then ran off leaving a bag of candy and a poem about how we’d been struck by the Halloween Phantom. Awesome. We don’t have kids, which makes it all the more awesome.

If you’re not from Arizona, you should know that Arizona houses do not have backyards that open to each other, we do not have front porches, and generally Arizonans don’t know their neighbors. But in my neighborhood I know that someone will put my garbage away at the end of the day if its still out, we know the alarm code to our next door neighbor’s house and vice versa, outdoor chores take longer due to the chatting and neighborhood gossiping that inevitably takes place on our driveway, and the neighborhood parents know its just fine by us if their kids come over to visit Karma and Mika….

I just don’t think we’d find that in another neighborhood!

So tell me, do you know your neighbors?


Blogger Ramona said...

Sounds like you've found the perfect neighbourhood! I'd say that in the year we've moved here, I know quite a few of the neighbours, but it has really helped having Buddy. INstant ice breaker!
BTW: cookie recipes on my blog. Check them out, I know you like to bake for the boys!

6:11 PM  
Blogger African Kelli said...

The cute one. :)
And good for you for doing Nablopomo!

7:13 PM  
Anonymous Anonymous said...

We live in Johnson Ranch , we have some amazing neighbors and we all look out for eachother ,, We are also blessed with a small town feel with only a Fry's and a Walmart within 5 miles of us..
Sorry to hear about all that's going on with Ryan's fire dept ..
I'm hoping for the best for you 2.


9:44 PM  
Anonymous KC said...

That's exactly why I love my street, too :) I'm glad you like your neighbors and feel at home there in the "vanilla house".

12:58 PM  

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